it's about twice the size geographically of katrina, that's the bad news. the good news is that its wind speeds were about two-thirds of what katrina was and that's sort of an exponential impact so there should be a lot less damage but it's much wider spread so there's as you know this is just a massive storm and there's a lot of work to be done. >> absolutely. i want to point out we are looking at pictures while you and i chat of brigantine, new jersey, where governor christie and president obama will make comments. i want to make sure our viewers know what we're looking at, along with looking at you. i was talking to a gentleman, bill rudin, leading the recovery effort down here in new york and we were talking about the differences in flood damage as well as other damage. there is a small amount of federal money for flood damage for folks. how much do you cover in terms of flood damage versus other damage relative to what the government is covering? >> well, the first thing maria is if you are a customer, we're out talking to you, trying to figure out wha